No, I’m not jumping on the Capital One bandwagon.
I’m asking a serious question.
If you lost your wallet today, would you know what’s in it? Would you know who to call and what to cancel?
This week’s newsletter from Cheryl Richardson had a reminder, among others, about keeping a record of the contents of your wallet. She suggested taking 5-10 minutes to make a list of card numbers and customer service phone numbers.
But I’ve got a better tip. Next time you’re in the library or the UPS store or the FedEx store or anywhere they have a copy machine, shell out fifty cents or so. Take all the credit cards and ID cards and membership cards out of your wallet, put them flat on the glass, and copy them. If they have phone numbers on the back, turn them over and copy the backs. Take the pages home and put them somewhere safe: file cabinet, desk drawer, wherever.
If and when you lose your wallet, you are going to be SO glad you did that.
I know. I got pick-pocketed once. It’s a nuisance, but nowhere near the nuisance it would be if you don’t have the list.
Think about it.
All the phone numbers to call—right there.
All the account numbers to cancel—right there.
All the stress and worry, the danger that you forgot to cancel the one card that’s now being used to buy 37 iPads—out the window.
Isn’t that worth fifty cents or so?
